Help Center

VND

Momo

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "Momo" icon on Mobile Deposit

  5. Input the desired deposit amount and choose NEXT

  6. Click CONFIRM to display MoMo QR code or choose BACK to edit your deposit amount

  7. At this step, you can use either momo QR code or momo account id to proceed with the transaction. Kindly take note the remarks (alphanumeric) which will be used in the Momo app later.
    1. Open the MoMo App on your smartphone

    2. Enter your MoMo password

    3. Click scan code on MoMo Apps (Quet Ma)

    4. Scan QR code shown on your computer. Or click the icon on top right corner to upload the code that you have saved on your mobile device earlier

    5. Don’t forget to put the alphanumeric - remarks (which you saw at step 10) in "Lời Nhắn" box and click "Chuyển Tiền"

    6. Click "Xác Nhận" to proceed

    7. Input MoMo Password to settle

    8. Transaction successful


  8. Kindly check your Deposit status and history in "My Recent Transactions"

EeziePay

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "Eeziepay" icon at Online Deposit

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Next step will be prompted to Login your internet banking to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

TruePay

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "TruePay" icon at Online Deposit

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Next step will be prompted to Login your internet banking to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

WealthPay

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "WealthPay" icon at Online Deposit

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Next step will be prompted to Login your internet banking to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

TETHER

CoinCollect
  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "Tether" icon at Crypto Currency

  5. Choose "Coin Collect"
    1. Choose Type ERC20 or TRC 20

    2. Input the desired deposit amount
      Note: The exchange rate stated is indicative. The actual rate and amount credited can only be determined after submission of the transaction.

    3. Click " SUBMIT"


  6. Click Confirm to be redirected to crypto transaction page or click Back to change your deposit amount (Make sure to enable pop – up window)

  7. You will be redirected to Crypto currency page. This page will show you the Address and Crypto amount (USDT ) that you need to transfer excluding transaction fee (gas fee or miners fee). Proceed to transfer to M88 wallet.

  8. Amount will be credited and shows on My Recent Transaction

DirePay
  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "Tether" icon at Crypto Currency

  5. Choose "Direpay"
    1. Input the desired deposit amount
      Note: The exchange rate stated is indicative. The actual rate and amount credited can only be determined after submission of the transaction.

    2. Click " SUBMIT"


  6. Click Confirm to be redirected to crypto transaction page or click Back to change your deposit amount (Make sure to enable pop – up window)

  7. You will be redirected to Crypto currency page. This page will show you the Address and Crypto amount (USDT ) that you need to transfer excluding transaction fee (gas fee or miners fee). Proceed to transfer to M88 wallet.

  8. Amount will be credited and shows on My Recent Transaction

WEALTHPAY QR

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "WealthPay QR" icon at Mobile Deposit

  5. Input the desired deposit amount and click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

    1. QR Code pop-up page show amount & reference ID number

    2. Login to your bank & open QRpay on Mobile Banking. Scan QR code or screenshot QR & upload from your mobile gallery, Input amount & reference ID number then confirm by inputting OTP


  7. Amount will be credited and shows on My Recent Transaction

ONLYPAY QR

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "OnlyPay QR" icon at Mobile Deposit

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

    1. QR Code pop up page

    2. Login to the mobile banking on the smartphone & scan the Barcode, Kindly to put the remarks below Barcode in the description. Input OTP


  7. Amount will be credited and shows on My Recent Transaction

OnlyPay Ebank

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "OnlyPay Ebank" icon at Online Deposit.

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Next step will be prompted to Login your internet banking to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

COPAY P2P

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "Copay P2P" icon at Bank Transfer

  5. Input the desired deposit amount and click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Bank Information will show, Next step will be prompted to Login your internet banking to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

COPAY Banking

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "Copay" icon at Online Deposit

  5. Input the desired deposit amount and click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

    1. Choose preferred banking options

    2. Next step will be prompted to Login your internet banking to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction


  7. Amount will be credited and shows on My Recent Transaction

COPAY QR

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "COpay QR" icon at Mobile Deposit

  5. Input the desired deposit amount and click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

    1. Choose desired bank and click "NEXT"

    2. Next step will be prompted to Login your internet banking or scan QR code to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction


  7. Amount will be credited and shows on My Recent Transaction

ONLYPAY

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "OnlyPay" icon at Bank Transfer

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

    1. Choose preferred banking options one more time

    2. Next step will be prompted to Login your internet banking or scan QR code to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction


  7. Amount will be credited and shows on My Recent Transaction

COPAYPLUS

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "CopayPlus" icon at Bank Transfer

  5. Input the desired deposit amount and click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Bank Information will show, Next step will be prompted to Login your internet banking or scan QR code to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

24H

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "24H" icon at Bank Transfer

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Next step will be prompted to Login your internet banking or scan QR code to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

OFaPay

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "OFAPay" icon at Bank Transfer

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Bank Information will show, Next step will be prompted to Login your internet banking to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

OFaPay P2P

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "OFAPay P2P" icon at Bank Transfer

  5. Input the desired deposit amount and click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

    1. Choose preferred banking options

    2. Bank Information will show, Next step will be prompted to Login your internet banking to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction


  7. Amount will be credited and shows on My Recent Transaction

Local Bank Transfer

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "LocalBank Transfer" icon at Bank Transfer

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Bank Information will show, Next step will be prompted to Login your internet banking or scan QR code to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

AseanPay

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "AseanPay" icon at Bank Transfer

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Bank Information will show, Next step will be prompted to Login your internet banking or scan QR code to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

SeaPay

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "SeaPay" icon at Bank Transfer

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Bank Information will show, Next step will be prompted to Login your internet banking to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

HonorPay

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "HonorPay" icon at Bank Transfer

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Bank Information will show, Next step will be prompted to Login your internet banking to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

DYPay

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "DYPay" icon at Bank Transfer

  5. Input the desired deposit amount and click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

    1. Choose preferred banking options

    2. Bank Information will show, Next step will be prompted to Login your internet banking or scan QR code to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  7. Amount will be credited and shows on My Recent Transaction

MTPay

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "MTPay" icon at Bank Transfer

  5. Input the desired deposit amount and click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

    1. Choose preferred banking options

    2. Bank Information will show, Next step will be prompted to Login your internet banking or scan QR code to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  7. Amount will be credited and shows on My Recent Transaction

Dpay

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "DPay" icon at Bank Transfer

  5. Input the desired deposit amount and click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Bank Information will show, Next step will be prompted to Login your internet banking or scan QR code to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

OOPay Ebank

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "OOPay Ebank" icon at Online Deposit

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Next step will be prompted to Login your internet banking to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

YoufuPay

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "YoufuPay" icon at Online Deposit

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Next step will be prompted to Login your internet banking to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

SafePay

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "SafePay" icon at Online Deposit

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Next step will be prompted to Login your internet banking to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

HonorPay Ebank

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "HonorPay Ebank" icon at Online Deposit

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Next step will be prompted to Login your internet banking to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

CetaPay Ebank

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "CetaPay Ebank" icon at Online Deposit

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Next step will be prompted to Login your internet banking to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

OFaPay Ebank

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "OFaPay Ebank" icon at Online Deposit

  5. Input the desired deposit amount and click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

    1. Choose preferred banking options

    2. Next step will be prompted to Login your internet banking to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction


  7. Amount will be credited and shows on My Recent Transaction

TruePay QR

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "TruePay QR" icon at Mobile Deposit

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

    1. QR Code pop up page

    2. Login to the mobile banking on the smartphone & scan the Barcode, Kindly to put the remarks below Barcode in the description. Input OTP


  7. Amount will be credited and shows on My Recent Transaction

OOPay QR

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "OOPay QR" icon at Mobile Deposit

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

    1. QR Code pop up page

    2. Login to the mobile banking on the smartphone & scan the Barcode, Kindly to put the remarks below Barcode in the description. Input OTP


  7. Amount will be credited and shows on My Recent Transaction

24H QR

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "24H QR" icon at Mobile Deposit

  5. Input the desired deposit amount and click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

    1. Choose preferred banking options

    2. Next step will be prompted to Login your internet banking or scan QR code to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction


  7. Amount will be credited and shows on My Recent Transaction

YoufuPay QR

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "Youfupay QR" icon at Mobile Deposit

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

    1. QR Code pop up page

    2. Login to the mobile banking on the smartphone & scan the Barcode, Kindly to put the remarks below Barcode in the description. Input OTP


  7. Amount will be credited and shows on My Recent Transaction

SafePay QR

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "SafePay QR" icon at Mobile Deposit

  5. Input the desired deposit amount and Choose preferred banking options then click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

    1. QR Code pop up page will shown

    2. Login to the mobile banking on the smartphone & scan the Barcode, Kindly to put the remarks below Barcode in the description. Input OTP


  7. Amount will be credited and shows on My Recent Transaction

CapitalPay QR

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "CapitalPay QR" icon at Mobile Deposit

  5. Input the desired deposit amount and click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Next step will be prompted to Login your internet banking or scan QR code to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

HonorPay QR

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "HonorPay QR" icon at Mobile Deposit

  5. Input the desired deposit amount and click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Choose your preferred bank account and do transfer follow the amount on the payment page
    1. Choose preferred banking options

    2. Next step will be prompted to Login your internet banking or scan QR code to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction


  8. Amount will be credited and shows on My Recent Transaction

CetaPay QR

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "CetaPay QR" icon at Mobile Deposit

  5. Input the desired deposit amount and click "SUBMIT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Next step will be prompted to Login your internet banking or scan QR code to make fund transfer. Note: you will be asked to input OTP sent by your bank via sms to confirm the transaction

  8. Amount will be credited and shows on My Recent Transaction

ZaloPay

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "ZaloPay" icon at Mobile Deposit

  5. Input the desired deposit amount and click "NEXT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Next step will be prompted to Login your ZaloPay and scan QR code to make fund transfer.

  8. Amount will be credited and shows on My Recent Transaction

ViettelPay

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "ViettelPay" icon at Mobile Deposit

  5. Input the desired deposit amount and click "NEXT"

  6. Click CONFIRM to display internet banking interface page OR click BACK to edit your deposit transaction details

  7. Next step will be prompted to Login your ViettelPay and scan QR code to make fund transfer.

  8. Amount will be credited and shows on My Recent Transaction

USD Coin

  1. Click LOGIN from the main page

  2. Input Username & Password and click LOGIN

  3. Click DEPOSIT menu

  4. Choose "USD Coin" icon at Crypto Currency

  5. Choose " DirePay"
    1. Choose Type ERC20 or TRC 20

    2. Input the desired deposit amount
      Note: The exchange rate stated is indicative. The actual rate and amount credited can only be determined after submission of the transaction.

    3. Click " SUBMIT"


  6. Click Confirm to be redirected to crypto transaction page or click Back to change your deposit amount (Make sure to enable pop – up window)

  7. You will be redirected to Crypto currency page. This page will show you the Address and Crypto amount (USDT ) that you need to transfer excluding transaction fee (gas fee or miners fee). Proceed to transfer to M88 wallet.

  8. Amount will be credited and shows on My Recent Transaction